About Pet Plan Insurance
Pet Plan Insurance is a company that provides pet insurance to the UK client and their pets. Pet Plan is a company specific to domestic pets. The company was formed in 1976, making it one of the oldest companies in the UK or world offering pet insurance policies. In more than 30 years they have supplied millions of policies to pet owners to help with vet costs. The company states that they are dedicated to animals and their clients. They work with charities and vets to supply consumers with top notch care for their pets.
Pet Plan has worked with an animal welfare community in order to help pets and owners. They have designed insurance to be the most helpful for pets in a market that keeps increasing vet fees. They are pet lovers according to their site, which means they have the pet’s best interests in their hearts. The company seems to understand that there are a variety of needs for the clients. In this way they offer policies which can be customised for the types of pets a person may have as well as the cover they feel they will need.
Pet Plan Insurance Company has several hundred vets which accept their insurance. In 2005 they did a study regarding their services. They polled 629 vet practices to determine how their company could help vets as well as the pet owners. Of the companies surveyed, 93 percent have Pet Plan leaflets in their practices. 90 percent were quite happy with the claims that were handled, and 90 percent felt that Pet Plan was a good company with good levels of cover.
All of this information tells you about Pet Plan from the company’s perspective, but you need more than that. You need to know that they have your pet’s needs at heart. For this reason we took a look at the types of cover they offer and how they compare. First they have lifetime or limited time cover. This means you can choose what policy fits best with your pets care and your budget. A lifetime cover is going to give you a discount for the premiums over time. However any premium is set up regarding risk, which means the higher risk your pet poses the more the premium will be.
To give you an idea of their products you have the pet value, cover for life budget plan, and life supreme plan that we have looked at. Vet fees for all three respectively are: £3000 per 12 months, £4000 per year, and £12000 per year. This is an up to amount; in other words, if your bills exceed this amount you will be responsible for the additional cost. It is for a per year basis and just the vet fees. Other coverage exists for complementary treatment, boarding fees, theft or straying fees, death from illness or injury, emergency care, and quarantine fees.
As you can see, there are a number of coverage options and choices you can make from Pet Plan Insurance.
