Homebase Pet Insurance

Overview

Homebase pet insurance offers cover for both cats and dogs. The company offers three unique policies with rising levels of cover. In comparison to Halifax and Churchill pet insurance, Homebase offer customers cover for various degrees over a broad selection of risks. Moreover, Homebase offers other features, e.g. bereavement counseling, pet help lines, pet minder services, etc.

If you insure multiple pets and purchase your plan online you receive discounts from Homebase.

Policy Pricing

For as low as £3.58 per month you can get Homebase pet insurance for your cat: Homebase allows you to choose from two different levels of cover. You can claim as much as £2500 for vet fees, which covers your cat yearly. If you insure more than one cat you get a 10% discount and another 7.5% discount if your animal has a microchip. The company offers £15 to customers who are willing to get their animal micro chipped.

Dogs

Dog insurance costs a little more because these species require more medical care than cats. Dog insurance costs around £7.07 per month. There are three levels to choose from and dogs eight weeks old that require vet treatment can be insured by Homebase. Platinum cover is available in which you can claim as much as £7500 annually. There aren’t any limits to the length of treatment.

You can save 10% if you purchase your pet insurance online and another 10% if you insure more than one dog.

Bad points to consider

If you read the fine print below at Homebase web sites it clearly states that “pre-existing conditions are not covered.”

For the most part, Homebase sounds impressive, but if you have an animal with a preexisting condition you may want to compare Homebase policies with Direct Line, Halifax, or Churchill insurance. Halifax and Argos pet insurance has the best reviews this far, but there is still other pet insurance companies to consider.

You may ask Homebase if there are plans that will cover pets with preexisting conditions as well.

Conclusion

Homebase pet insurance overall has some nice offers. Still, it pays to shop around, since you want the best cover for your friendly animal.