There aren’t many specific insurers of cats but cats do appear to have the better deal.  One would think that a cat would cost more to insure than a dog simply because a cat is out and about on its own a little more and possibly more likely to be run over by a car; cats must be much more resourceful than i first imagined them to be.  The onld story about a cat having nine lives must be true!

Asda pet insurance looks like it’s pretty good at the moment, and their prices really reflect the differences in dogs and cats:

• Dog pet insurance from £7.35 a month
• Cat pet insurance from £3.92 a month

These insurance prices also include a 10% reduction when you buy online too, so it’s well worth the effort to switch the computer on folks.  Asda will also pay up to £6000 towards vet bills in the event of illness or an accident too if you choose their superior pet insurance.

This is certainly insurance you can’t do without, in much the same way as you couldn’t do without your pet.  Don’t delay with your pet insurance, you could save yourself lots of money, and believe me pets get sick a lot!

This is really a good insurance policy, and it’s great if you have more than one dog because you get 10% off all extra dogs you put on the policy.  They have though of everything in this policy and now they offer two different levels of cover.  This is split into two because some people just want cover in the event of an emergency.  This is a relatively low cost pet insurance coverplan simply because an emergency is less likely to happen.  Less likely than any claims made from the other policy anyway.  This one is the Chruchill standard pet insurance.

Your pet is covered for each seperate injury or illness for up to £3000 per year.  If your dog is lost, this pet insurance will pay up to £1000 for advertising or a reward payment for the safe return.  And as a last point in the policy, Churchill also offer you up to £500 of your dog’s purchase price if it should die due to an accident.

Peace of mind from the Churchill dog!

Well you needn’t fear because now there is an insurance company who can cover your birds and give you peace of mind about anything that should befall them.  E&L insurance are a specialist niche insurer and they can specialise in birds of all shapes and sizes.  If they are your pet then these guys will cover them for you.

What’s included:-

• 10% discount for multi birds
• Theft, personal accident and public liability (you never know when your bird will peck someone!)
• “non-return’ Cover for a bird of prey
• Cover for aviaries and all bird keeping related equipment
• Bird theft.

This last one might sound a little strange, and it did to me at first, but apparently some of these birds that get insured are really quite valuable creatures.  It’s possible that you may need this bird insurance beause you have a show bird, or perhaps you mught race birds.  Whatever the reason, this bird insurer has the cover you need.  Rest assured they’ll protect your bird!

Don’t ask me why we do it, but we do.  We will literally pay thousands of pounds these days to cure a hamster when the damn thing only has 6 months to live anyway; all because we can’t put up with our child crying and dealing with things.  Well if that’s the case then i strongly advise you to get pet insurance; although i’m not sure you’ll get it for a hamster.

The bills can sting you from out of nowhere, and you will feel guilty because your dog or car, or whatever, will desperately need the treatment or medicine, and you simply have to get it.  Get yourself some pet insurance and spread the cost of having a pet.  The costs are very high indeed and they show no signs of making budget vets anytime soon; as long as an animal can’t tell you exactly how they feel, there will always be people who will have a guess at it and charge you a fortune for their trouble.

Watch out, and get covered!

When i consider the word cheap, particularly in this context i conjure the idea of poor quality and something that appears to be value for money but when you try it you find out that it is literally just cheap.  The really cheap things in life are usually not built to last, or indeed do what they claim to do, and this is no different in the world of insurance; including pet insurance.

There are many “cheap” pet insurance companies out there who will be very quick to take your money but not so quick to pay out your insurance when you need it in an emergency.  This is why i go for “low cost” pet insurance.  To me, “low cost” doesn’t make me think that i won’t get what i need.  It makes me think that i’ll get all i need at a low cost to me; and that is what you need when you buy any type of insurance, never mind just low cost pet insurance.

This is why it’s very important to shop around, even when you’ve found the cheapest insurance on the market.   You need to make sure that they are what they say they are, and thay when you need them they will be there with the money you’ve been paying them.  Your pet is no less important to you than any other member of your family so make sure you care for it properly!

So that’s a pretty good deal, but it’s only good if the rest of the pet insurance is up to it really isn’t it?  It’s no good just going for the cheapest offer if they don’t do what you need them to do; and that is to take care of you and your pet when something happens that could potentially bankrput you!

So Direct line pet insurance offers most of what all the other pet insurance companies do, except that they do boast about a few things more than others.  For example they claim to have all their call centres in the UK, which is pretty good for anyone who has tried desperately to speak to someone about a serious insurance claim and failed to be understood; this is very frustrating and disrespectful of the companies guilty of it simply because you pay a lot of money for your insurance.

They also claim to pay your vet directly which is always a good idea.  I don’t know about you but when i get a lump of cash in my hand, or even my bank account, i can be tempted to go out and spend it on something i shouldn’t rather than paying my bills.

And finally, there is another great feature attached to the Direct Line pet insurance, and that is their offer to pay up to £1000 towards kennel costs if you are hospitalised; this is well worth considering if you live alone and don’t know anyone who can take care of your pet.

Tesco compete quite nicely on the insurance market in general, so it’s no surprise that they are quite popular for pet insurance too.  They offer quite a few incentives if you choose to get your pet insurance from them.  There appear to be two levels of cover available: standard and extra cover.  The extra cover pet insurance basically includes more cover for your money and no time limits on claiming; which can be pretty handy if you live a busy lifestyle.

Tesco pet insurance includes help to find emergency vets when you need one.  This really should be a priority on any pet insurance policy, and it’s something that is well worth looking out for whoever you choose to insure your pet.  They also offer support and advice for people who have suffered the loss of a pet; this can also often be overlooked because some insurance companies do not see it as a priority.

You can personalise your claim to a certain extent and add extra cover if you want to.  Your payments can be made by direct debit, or even your clubcard points!  There’s a different bonus from your shopping.  So essentially, if you’re a large family, you can get your pet insured for free with tesco if you use your points.

Let’s just say for example you’re out walking Rover, or whatever your dog is called, and you happen upon an interesting market stall selling cakes perhaps.  What if Rover happens to take a leak up the market stall and contaminates some of the trader’s stock?  Well you would need insurance for that wouldn’t you.  Or worse still what if Rover decided to bounce off his lead into a stand fall of china vases or something equally as valuable?  Well you might say that you wouldn’t take your dog somewhere like that, or that you wouldn’t let the dog do such a thing, but can you really say that you have that much control over your animal?  I don’t think that anyone has absolute control over an animal, they just don’t think the same as us do they?  And despite any amount of training you put in, it can all still go very sadly wrong.

So the question you need to ask yourself is, do you want to pay for all that broken stuff?  Or do you want to be sued for a personal injury caused by your pet?  Of course you don’t, and that’s why you need pet insurance.  Compare the pet insurance on site now and work out which is best for you, and which covers you for all eventualities.

the puppy will not always stay a puppy will it?  And it’s inevitable that dogs are going to get old isn’t it?  I know what happens to humans when they get old.  They get ill, and getting ill gets expensive.  Why should it be any different for your pet?  It shouldn’t, and the price of vet bills is starting to go through the roof!  If anyone has visited the vet recently they’ll know this to be true.  My dog had to have some teeth out a while ago and it cost me a small fortune at the dentist.  Now of course i know a little better!

Since that day i took out pet insurance and i’m glad i did.  And even though my dog hasn’t needed any medical treatment yet, i’m sure that something will come along to throw a spanner in the works.  And besides all that, you could pretty much guarantee when you don’t have insurance, something is bound to happen isn’t it?  It’s just the way of the world.

So if you want to take care of your pet, as well as taking care of your wallet you should seriously consider taking out some pet insurance; you never know when you’re going to need it!